At Judd's Adjusting, we understand that experiencing property damage can be overwhelming. Knowing your duties after a loss is crucial to ensure a smooth claims process and maximize your insurance payout.

Here's what you need to know:

Immediate Actions:

1. CALL JUDD'S ADJUSTING!
2. Ensure Safety: First and foremost, ensure the safety of yourself and your family.
3. Prevent Further Damage: Take reasonable steps to protect your property from additional damage.
4. Document the Damage: Take photos and videos of all damaged areas before any repairs or clean-up.

Notify Your Insurance Company:

1. Prompt Notification: Contact your insurance company as soon as possible to report the loss.
2. Provide Basic Information: Be prepared to give a brief description of the damage and your policy number.

Cooperate with the Investigation:

1. Allow Inspection: Permit the insurance company to inspect the damaged property.
2. Provide Records: Make available any requested records related to the loss.
3. Submit a Proof of Loss: When required, provide a signed, sworn proof of loss within 60 days of the request.

Document Everything:

1. Keep Detailed Records: Maintain a log of all conversations with your insurance company, including dates, names, and what was discussed.
2. Save Receipts: Keep receipts for any expenses related to the loss, including temporary repairs and living expenses if you're displaced.

Don't Rush To Settle

1. Avoid settling your claim too quickly before understanding the full extent of your damages and coverage.