As we approach another hurricane season in Florida, it's crucial for homeowners and business owners to review their insurance policies and ensure they have adequate coverage. At Judd's Adjusting, we've seen firsthand how proper preparation can make a significant difference in the claims process.

Key Points to Consider:

1. Policy Review: Take time to thoroughly read and understand your current insurance policy. Pay special attention to coverage limits, deductibles, and any exclusions.
2. Flood Insurance: Remember that standard homeowners insurance doesn't typically cover flood damage. If you're in a flood-prone area, consider purchasing separate flood insurance.
3. Documenting Property: Before storm season hits, document your property's condition. Take photos and videos of your home's exterior and interior, including valuable items.
4. Update Coverage: If you've made significant improvements to your property or acquired valuable items since your last policy update, make sure these are reflected in your coverage.
5. Understand Your Deductible: Hurricane deductibles are often higher than standard deductibles. Be aware of what you'll need to pay out-of-pocket in case of storm damage.
6. Consult Professionals: If you're unsure about your coverage or need advice, don't hesitate to consult with your insurance provider or a public adjuster.

At Judd's Adjusting, we're committed to helping Sarasota residents navigate the complex world of insurance claims. While we hope you never need to file a claim, being prepared can make the process much smoother if disaster strikes.Stay tuned for more updates on insurance trends and tips to protect your property. If you have any questions about your current coverage or need assistance with a claim, don't hesitate to contact us for a free consultation.